FinTech and Banking: A SLR and Future Research Scope
Keywords
Abstract
The banking sector has undergone exponential change due to the emergence of fintechs. These changes have an impact on social mechanisms that control how This article's economic agents perform, necessitating a change in the function banks now play in the economy. Fintechs and banks have a clear link, but studies delving into the specifics of this interaction are still rare. This paper's goal is to outline a review and analysis of the existing state of research on banks and fintechs and to determine the potential future directions for this field of study. To do this, a systematic review of the literature was carried out, using predetermined inclusion and exclusion criteria to select and analyse 94 review articles (from 2019 to 2023) from Sciencedirect. The primary findings include the current state of literature on application of technology in banking and lastly the identification of future research agenda.
Copyright & License
Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Cite this Article
Dr. Neha Kamboj, Dr. Vinita Choudhary (2025). FinTech and Banking: A SLR and Future Research Scope. International Journal of Technology & Emerging Research (IJTER), 1(1), 35-53
BibTeX
@article{ijter2025212505152426,
author = {Dr. Neha Kamboj and Dr. Vinita Choudhary},
title = {FinTech and Banking: A SLR and Future Research Scope},
journal = {International Journal of Technology & Emerging Research },
year = {2025},
volume = {1},
number = {1},
pages = {35-53},
issn = {3068-109X},
url = {https://www.ijter.org/article/212505152426/fintech-and-banking-a-slr-and-future-research-scope},
abstract = {The banking sector has undergone exponential change due to the emergence of fintechs. These changes have an impact on social mechanisms that control how This article's economic agents perform, necessitating a change in the function banks now play in the economy. Fintechs and banks have a clear link, but studies delving into the specifics of this interaction are still rare. This paper's goal is to outline a review and analysis of the existing state of research on banks and fintechs and to determine the potential future directions for this field of study. To do this, a systematic review of the literature was carried out, using predetermined inclusion and exclusion criteria to select and analyse 94 review articles (from 2019 to 2023) from Sciencedirect. The primary findings include the current state of literature on application of technology in banking and lastly the identification of future research agenda.},
keywords = {Systematic Literature Review, Review-based, Fintech, Banking, disruptive technology, Blockchain, Artificial Intelligence, Machine Learning },
month = {May},
}